Routing # 221376911

Loan Rates as of November 2022

Lowest rates based on "A+" credit rating

Automobiles 2020 - 2023

Share Secured Loans

Minimum amount – $2,500

Maximum term – 15 years

3.5 % over the current share rate

Term Share Secured Loans

Minimum amount – $2,500

Maximum term – 15 years

1.00% over the current rate

CD Rates – APR |12 months – 0.65%

Regular Share – 0.10% APR

Vacation Club – 0.10% APR

Christmas Club – 0.10% APR

Home Equity Loans

5 – 15 Years – 5.75%

*Requirements for Home Equity Loans, home must be located in Oneida County or surrounding counties. Must be owner occupied primary residence for at least 90 days or more. Maximum term is 15 years. No mobile homes. Not a revolving equity line and no variable rates offered at this time.

VISA Platinum Cards

As low as 9.90%