This link is for check orders through Liberty. You may also browse hundreds of checks and accessories to find the ones that reflect your unique style.
Click here to reorder checks online through our partner Clarke American!
Social Security Direct Deposit 
Tired of waiting for that check in the mail every month? Sign up for direct deposit and get your money fast. It is safe, reliable, and convenient! Call us to get the info you will need to get started
This is a very useful and educational website when it comes to credit unions…check it out! There are financial calculators, news articles, and much more!
Competitive mortgage financing from the credit union you trust!
SMFCU in partnership with OwnersChoice Funding, is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.
Our mortgage program features:
* a secure online application process;
* free pre-approvals within minutes;
* expanded loan programs;
* low interest rates and closing costs; and
* expert support and assistance throughout the entire process.
All SMFCU mortgage loans are serviced through OwnersChoice Funding, a full-service mortgage corporation serving credit unions in the greater Northeast.
If you are looking for competitive mortgage financing from a lender you can trust, stop by our office or contact us at 315-797-3575.
Private Student Loans
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
The Special Metals FCU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please get started here .
The Smart Option Student Loan features and benefits:
• We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
• No origination fees and no prepayment penalty
• Borrow up to 100% of school certified education costs (minimum $1,000)
• Multiple in-school repayment options available
• Borrower benefits available – like rewards and interest rate reductions
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• Get a quick credit result by applying online. It’s quick, easy, and only takes about 15 minutes to apply.
• 24/7 online account management
To learn more or to apply, please get started here .
*We are compensated for the referral of Smart Option Student Loan customers.
Looking to find a real partnership with your financial institution
