Our Rates, All In One Place
Rates and APR* are current as of 6/1/2021 and are subject to change without notice.
Monthly payments are based on maximum term listed below per $1,000.
Auto, Motorcycle, Recreational
Type Of Loan Max. Term APR*
Auto & Motorcycles 2018-2021 72 mos. 60 months = as low as 1.99%
Auto & Motorcycles 2010 - 2017 72 mos. 60 months = as low as 2.49%
Recreational Vehicles - New 60 mos. 4.99%
Recreational Vehicles - Used 60 mos. 5.99%
Home Equity, Personal, Mobile Homes
Max. Term APR*
Home Equity Loans* 180 mos. 180 months = as low as 5.75%
Personal Loans 60 mos. 60 months = as low as 10.00%
Mobile Homes - New 180 mos. 180 months = as low as 11.00%
Mobile Homes - Used 120 mos. 120 months = as low as 12.00%
*Requirements for Home Equity Loans, home must be located in Oneida County or surrounding counties. Must be owner occupied primary residence for at least 90 days or more. Maximum term is 15 years. No mobile homes. Not a revolving equity line and no variable rates offered at this time.
Share Secured Loans Max. Term APR*
Minimum Amount - $2500 180 mos. 3.5% over the current share rate
Term Share Secured Loans Max. Term APR*
Minimum Amount - $2500 180 mos. 1.0% over the current share rate
VISA Platinum Credit Cards - as low as 9.90%