Our Rates, All In One Place

Rates and APR* are current as of 4/1/2021 and are subject to change without notice.

Monthly payments are based on maximum term listed below per $1,000.

Auto, Motorcycle, Recreational

Type Of Loan                                            Max. Term             APR*

Auto & Motorcycles 2019 & 2020            72 mos.                  60 months = as low as 1.99%

Auto & Motorcycles 2012 - 2018             60 mos.                 60 months = as low as 2.49%

Recreational Vehicles - New                   60 mos.                 4.99%

Recreational Vehicles - Used                  60 mos.                 5.99%

Home Equity, Personal, Mobile Homes

                                                          Max. Term             APR*

Home Equity Loans*                        180 mos.               180 months = as low as 5.75%

Personal Loans                                 60 mos.                60 months = as low as 10.00%

Mobile Homes - New                        180 mos.              180 months = as low as 11.00%

Mobile Homes - Used                       120 mos.            120 months = as low as 12.00%

*Requirements for Home Equity Loans, home must be located in Oneida County or surrounding counties. Must be owner occupied primary
residence for at least 90 days or more. Maximum term is 15 years. No mobile homes. Not a revolving equity line and no variable rates offered at this time.

Share Secured Loans

                                                               Max. Term             APR*

Minimum Amount - $2500                    180 mos.               3.5% over the current share rate

Term Share Secured Loans

                                                               Max. Term             APR*

Minimum Amount - $2500                    180 mos.               1.0% over the current share rate

VISA Platinum Credit Cards - as low as 9.90%

CD Rates - APR
12 months - 0.40%